P2P lending and crowdfunding as alternative sources of financing for small business in Uzbekistan
DOI:
https://doi.org/10.5281/zenodo.15648092Ключевые слова:
P2P lending, crowdfunding, small business, Uzbekistan, alternative financing, FinTech.Аннотация
This article analyzes the increasing relevance of peer-to-peer (P2P) lending and crowdfunding as alternative
financial instruments to support the development of small businesses in Uzbekistan. Given the limited access to traditional
bank loans and venture capital, small enterprises are turning more frequently to FinTech-based platforms. Through
comparative analysis and case studies, the paper assesses the efficiency, opportunities, and challenges associated with
the implementation of these financial technologies in Uzbekistan.
Библиографические ссылки
Belleflamme, P., Lambert, T., & Schwienbacher, A. (2014). Crowdfunding: Tapping the right crowd. Journal of Business
Venturing, 29(5), 585–609.
Mollick, E. (2014). The dynamics of crowdfunding: An exploratory study. Journal of Business Venturing, 29(1), 1–16.
Shneor, R., & Vik, A. A. (2020). Crowdfunding: Research Agenda and Scholarly Contributions. In Advances in
Crowdfunding (pp. 1-17). Springer.
Zhang, B., Wardrop, R., Rau, R., & Gray, M. (2018). Moving Mainstream: The European Alternative Finance
Benchmarking Report. University of Cambridge, CCAF.
World Bank. (2021). Uzbekistan: Expanding Access to Finance through Digital Channels. Retrieved from www.
worldbank.org
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