TIJORAT BANKLARIDA RAQAMLI BANK TEXNOLOGIYALARINI TAKOMILLASHTIRISH ASOSLARI
DOI:
https://doi.org/10.5281/zenodo.17292821Ключевые слова:
raqamli bank texnologiyalar, raqamli bank xizmatlari, moliyaviy barqarorlik, fintex, mobil banking, raqamli transformatsiya, sun’iy intellekt, moliyaviy maslahatchilar, blokcheyn texnologiyalariАннотация
Ushbu maqolada Respublikamiz iqtisodiyotining asosiy bo῾g῾ini hisoblangan bank-moliya tizimida raqamli
texnologiyalarni kengaytirish hamda raqamli bank xizmatlarini jadallashtirish jarayonlari nazariy va amaliy jihatdan
tahlil qilinadi. Raqamli bank texnologiyalarining mohiyati, ularning afzalliklari va milliy iqtisodiyotdagi ahamiyati bir qator
tadqiqotchilar ilgari surgan fikrlar orqali yoritiladi. Bundan tashqari, maqolada bir qator rivojlangan xorijiy davlatlarda
hamda O‘zbekistonda amalga oshirilayotgan raqamli transformatsiya bo῾yicha hozirgi jarayonlar, davlat siyosati, huquqiy
asoslar, mavjud muammolar hamda ushbu texnologiyalarni rivojlanish istiqbollari yoritilgan. Maqolada shuningdek,
tahlillar asosida xalqaro tajribalar o‘rganilib,xulosa va takliflar shakllantirilgan.
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