TIJORAT BANKLARIDA RAQAMLASHTIRISH VA EKOTIZIMNI RIVOJLANTIRISHNING AHAMIYATI
DOI:
https://doi.org/10.5281/zenodo.17609482Ключевые слова:
Raqamlashtirish, bank ekotizimi, fin tex, moliya bozori, kiberxavfsizlik, raqamli texnalogiyalarАннотация
Mazkur maqola tijorat banklarida raqamlashtirish jarayonlari va bank ekotizimining rivojlantirishning axamiyati
va unig afzalliklari xamda toʻsiq va kamchiliklari taxlili qilingan. Xozirgi kunda zamonaviy raqamlm texnalogiyalardan
foydalanish bank xizmatlarini samarali tashkil etish, mijozlarga koʻrsatilgan xizmatlar sifati va tezkorlikni oshirish, moliya
bozorida raqobatbardoshlikni taʼminlashda muxim axamiyat kasb etishi taʼkidlangan. Shuningdek, halqaro tajribalar
bilan bir qatorda, Oʻzbekiston tijorat banklari tomonidan amalga oshirilayotgan raqamlashtirish jarayonlari va ekotizim
interatsiya jarayonlari xam oʻrganilgan
Библиографические ссылки
1. Shanti R. et al. Role of digital transformation on digital business model banks //Sustainability. – 2023. – Т. 15. – №.
23. – P. 16293.
2. Tang Y. Investigating the Impact of Digital Transformation on Equity Financing: Empirical Evidence from Chinese
A-share Listed Enterprises //Journal of Humanities, Arts and Social Science. – 2024. – Т. 8. – №. 7.
3. Stefanelli V., Manta F. Digital financial services and open banking innovation: are banks becoming ‘invisible’? //Global
Business Review. – 2023. – С. 09721509231151491.
4. Zuo L., Strauss J., Zuo L. The digitalization transformation of commercial banks and its impact on sustainable efficiency
improvements through investment in science and technology //Sustainability. – 2021. – Т. 13. – №. 19. – P. 11028.
5. Ўзбекистон Призидентининг “Рақамли Ўзбекистон – 2030” дастури тўғрисидаги Фармони. – Тошкент, 2020.
6. Ўзбекистон Республикаси Марказий банки Ўзбекистон банк секторида рақамлаштириш жараёнлари” – Ҳисобот,
Тошкент, 2022.
7. Маматқулов Ш.Р. Тижорат банкларида рақамли технологияларни жорий қилиш истиқболлари. – Тошкент:
“Иқтисодиёт” журнали, 2021.
8. Абдураҳмонов Қ., Эргашев Б. Рақамли иқтисодиёт: назария ва амалиёт. – Тошкент: “Фан ва технология”, 2020.
9. Мирзиёев Ш.М. “Янги Ўзбекистон стратегияси”. – Тошкент: “Ўзбекистон”, 2021.
10. Сбербанк России. Цифровая трансформация банковского сектора. – Москва, 2021.
11. Тинькофф Банк. Годовой отчет о развитии цифровых сервисов. – Москва, 2022.
12. Digital Banking in Europe: EBA Report. – European Banking Authority, 2021.
13. PSD2 Directive (EU) 2015/2366 of the European Parliament. – Brussels, 2015.
14. Federal Reserve System. “The Future of Digital Banking in the USA”. – Washington DC, 2020.
15. PayPal Holdings Inc. Annual Report 2021. – San Jose, USA, 2021.
16. Lee, J., & Kim, H. “Digital Banking Transformation in South Korea”. – Journal of Financial Innovation, Vol. 8(2), 2020.
17. Kakao Bank. Annual Report 2021. – Seoul, 2021.
18. Ant Financial (Alipay). “Building a Digital Financial Ecosystem”. – Beijing, 2020.
19. Tencent Holdings Ltd. WeChat Pay Development Report. – Shenzhen, 2021.
20. PwC. “Global FinTech Report: The Road to Digital Banking Ecosystems”. – London, 2020.
21. Deloitte. “The Future of Banking: Digital Transformation and Ecosystems”. – New York, 2019.
22. World Bank. “Digital Financial Services and Financial Inclusion”. – Washington DC, 2021.
23. OECD. “Digitalization and the Future of Finance”. – Paris, 2020.
24. IMF. “Fintech and Financial Stability Implications”. – Washington DC, 2021.
25. ttps://review.uz/oz/post/iqtisodiy-tadqiqotlar-va-islohotlar-markazibanklar-faollik-indeksini-ishlab-chiqdi
26. https://cbu.uz/oz/statistics/bankstats/588197/
27. www.nbu.uz
28. www.lex.uz
Загрузки
Опубликован
Как цитировать
Выпуск
Раздел
Лицензия
Copyright (c) 2025 ЗЕЛЁНАЯ ЭКОНОМИКА И РАЗВИТИЕ

Это произведение доступно по лицензии Creative Commons «Attribution» («Атрибуция») 4.0 Всемирная.