O‘ZBEKISTON TIJORAT BANKLARI MOLIYAVIY BARQARORLIGINING HOZIRGI HOLATI TAHLILI.
DOI:
https://doi.org/10.5281/zenodo.19543207Ключевые слова:
tijorat banklari, moliyaviy barqarorlik, kapital yetarliligi, Bazel III, muammoli kreditlar (NPL), likvidlilik, rentabellik, stress-test, makroprudensial siyosatАннотация
Mazkur tadqiqot ishi O‘zbekiston Respublikasi bank tizimining 2024–2026-yillar oralig‘idagi moliyaviy
barqarorligi holatini tahlil qilishga bag‘ishlangan. Ishda tijorat banklarining kapital yetarliligi, aktivlar sifati, likvidlilik darajasi
va rentabellik dinamikasi so‘nggi makroiqtisodiy hamda prudensial ko‘rsatkichlar asosida chuqur o‘rganilgan.
Tadqiqotda bank tizimi barqarorligini baholash uchun Bazel III standartlari, makro stress-test modellari (GaR, Systemic
CCA) va dinamik panel ma’lumotlari kabi ilg‘or ekonometrik usullardan foydalanilgan. Tahlillar natijasida mamlakat
YaIMining 7,2 foizga o‘sishi va inflyatsiyaning pasayishi bank sektori uchun qulay muhit yaratgani aniqlangan
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priznanie
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