RIVOJLANGAN MAMLAKAТLARDA ХIZMAТ KO‘RSAТISH SOHASINI KREDIТLASH MODELLARI VA ULARNI O‘ZBEKISТON SHAROIТIDA QO‘LLASH IMKONIYAТLARI

Abdijabbar Nurmuxammedov

doi:10.5281/zenodo.20489860

RIVOJLANGAN MAMLAKAТLARDA ХIZMAТ KO‘RSAТISH SOHASINI KREDIТLASH MODELLARI VA ULARNI O‘ZBEKISТON SHAROIТIDA QO‘LLASH IMKONIYAТLARI

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Abdijabbar Nurmuxammedov

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https://doi.org/10.5281/zenodo.20489860

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xizmat ko‘rsatish sohasi, kreditlash, tijorat banklari, kredit risklari, Basel III, raqamli bank texnologiyalari, kredit skoring, moliyaviy inklyuziya, kredit portfeli

##article.abstract##

Mazkur maqolada rivojlangan mamlakatlarda xizmat ko‘rsatish sohasini moliyalashtirish va kreditlashning
zamonaviy modellari tahlil qilingan. Xususan, AQSh, Germaniya, Janubiy Koreya va Singapur tajribalari o‘rganilib, xizmat
ko‘rsatish sohasi subyektlarini kreditlashda qo‘llanilayotgan institutsional mexanizmlar, risklarni baholash usullari, davlat
qo‘llab-quvvatlash instrumentlari hamda raqamli texnologiyalarga asoslangan kreditlash amaliyotlari tadqiq etilgan.
Shuningdek, mazkur mamlakatlar tajribasi asosida O‘zbekiston tijorat banklarida xizmat ko‘rsatish sohasini kreditlash
amaliyotini takomillashtirish bo‘yicha ilmiy taklif va amaliy tavsiyalar ishlab chiqilgan

##submission.authorBiography##

Abdijabbar Nurmuxammedov

Тoshkent davlat iqtisodiyot universiteti
“Bank hisobi va auditi” kafedrasi dotsenti, PhD.

##submission.citations##

1. Basel Committee on Banking Supervision. Basel III: Finalising Post-Crisis Reforms. Basel: Bank for International

Settlements, 2017.

2. Basel Committee on Banking Supervision. Principles for the Management of Credit Risk. Basel: Bank for International

Settlements, 2000.

3. Mishkin F. S. The Economics of Money, Banking and Financial Markets. 13th ed. New York: Pearson Education, 2022.

4. Rose P. S., Hudgins S. C. Bank Management and Financial Services. 10th ed. New York: McGraw-Hill Education,

2019.

5. Stiglitz J. E., Weiss A. Credit Rationing in Markets with Imperfect Information // American Economic Review. 1981. Vol.

71, No. 3. P. 393–410.

6. Berger A. N., Udell G. F. Relationship Lending and Lines of Credit in Small Firm Finance // The Journal of Business.

1995. Vol. 68, No. 3. P. 351–381

RIVOJLANGAN MAMLAKAТLARDA ХIZMAТ KO‘RSAТISH SOHASINI KREDIТLASH MODELLARI VA ULARNI O‘ZBEKISТON SHAROIТIDA QO‘LLASH IMKONIYAТLARI

RIVOJLANGAN MAMLAKAТLARDA ХIZMAТ KO‘RSAТISH SOHASINI KREDIТLASH MODELLARI VA ULARNI O‘ZBEKISТON SHAROIТIDA QO‘LLASH IMKONIYAТLARI

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##article.abstract##

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Abdijabbar Nurmuxammedov

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