TIJORAT BANKLARIDA KREDITLASH JARAYONLARINI TAKOMILLASHTIRISH VA MOLIYALASHTIRISHNING ZAMONAVIY AMALIYOTDAGI HOLATI TAHLILI
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https://doi.org/10.5281/zenodo.20680833##semicolon##
tijorat banklari, kreditlash jarayoni, moliyalashtirish, kredit siyosati, kredit portfeli, kredit risklari, bank tizimi, raqamli bank xizmatlari, skoring tizimi, kredit mexanizmi, fintech texnologiyalari, zamonaviy bank amaliyoti.##article.abstract##
Mazkur maqolada tijorat banklarida kreditlash jarayonlarini takomillashtirish hamda
moliyalashtirishning zamonaviy amaliyotdagi holati tahlil qilingan. Tadqiqot davomida tijorat banklari faoliyatida
kreditlash mexanizmlarining iqtisodiy ahamiyati, kredit portfeli sifati, kredit risklarini boshqarish tizimi va raqamli
texnologiyalar asosida kredit xizmatlarini rivojlantirish masalalari o‘rganilgan. Shuningdek, bank tizimida amalga
oshirilayotgan islohotlar, kredit ajratish jarayonida zamonaviy skoring tizimlari, masofaviy bank xizmatlari va
moliyalashtirish mexanizmlarining samaradorligi tahlil etilgan.
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