YOSHLAR TADBIRKORLIGINI MOLIYAVIY, INSTITUTSIONAL VA RAQAMLI QO‘LLABQUVVATLASHNING INTEGRATSIYALASHGAN RAQAMLI MODELLARI: “3M-PLATFORMA” VA “SMART YOUTH BUSINESS ECOSYSTEM” KONSEPSIYALARI

YOSHLAR TADBIRKORLIGINI MOLIYAVIY, INSTITUTSIONAL VA RAQAMLI QO‘LLABQUVVATLASHNING INTEGRATSIYALASHGAN RAQAMLI MODELLARI: “3M-PLATFORMA” VA “SMART YOUTH BUSINESS ECOSYSTEM” KONSEPSIYALARI

##article.authors##

  • Ma’murjon Xojiyev

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https://doi.org/10.5281/zenodo.21833491

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yoshlar tadbirkorligi, sun’iy intellekt, Big Data, raqamli platforma, 3M-Platforma, Smart Youth Business Ecosystem, adaptiv boshqaruv.

##article.abstract##

Maqolada yoshlar tadbirkorligini moliyaviy, institutsional va raqamli qo‘llab-quvvatlashning
integratsiyalashgan mualliflik modellari — “3M-Platforma” va “Smart Youth Business Ecosystem” tadqiq etilgan.
Tadqiqotning dolzarbligi shundaki, qo‘llab-quvvatlash mexanizmlari alohida dasturlar va o‘zaro bog‘lanmagan
axborot bazalari orqali boshqarilishi resurslarning takroriy sarflanishiga olib keladi. Tadqiqotning maqsadi
uchta mustaqil yo‘nalishni yagona adaptiv platformaga integratsiyalovchi “3M-Platforma” hamda sun’iy
intellekt asosidagi skoring mexanizmini o‘z ichiga olgan “Smart Youth Business Ecosystem” modellarini
ishlab chiqishdan iborat. Tadqiqotda tizimli yondashuv, raqamli arxitekturani modellashtirish va qiyosiy tahlil
usullaridan foydalanildi. Har ikkala modelning tarkibiy komponentlari va o‘zaro bog‘liqligi tizimlashtirilib,
an’anaviy parchalangan raqamli xizmatlar bilan taqqoslandi. Muallif hisob-kitoblariga ko‘ra, modellarni joriy
etish xizmatlardan foydalanish muddatini 42 foizga qisqartirishi, resurslarning manzilliligini 34 foizga oshirishi
hamda qarorlar qabul qilish tezligini ikki baravardan ko‘proq oshirishi mumkin. Xalqaro tajriba bilan taqqoslash
sun’iy intellekt asosidagi skoringni bevosita resurslarni taqsimlash vositasiga aylantirish jihatidan modellarning
ilg‘orligini ko‘rsatdi. Tadqiqot natijalari davlat organlari va moliyaviy institutlar uchun amaliy ahamiyatga ega

##submission.authorBiography##

Ma’murjon Xojiyev

Guliston davlat universiteti mustaqil izlanuvchisi

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##submissions.published##

2026-08-01
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