Tijorat banklarining raqamli transformatsiyasi jarayoni, uning imkoniyatlari va xavf-xatarlarini tahlil qilish
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https://doi.org/10.5281/zenodo.15737979##semicolon##
raqamli transformatsiya, tijorat banklari, moliyaviy texnologiyalar, kiberxavfsizlik, bank xizmatlari, innovatsiyalar.##article.abstract##
Mazkur maqolada tijorat banklarining raqamli transformatsiyasi jarayoni, uning imkoniyatlari va xavfxatarlari
tahlil qilinadi. Raqamli texnologiyalarning joriy etilishi bank xizmatlarining samaradorligini oshirish, xarajatlarni
kamaytirish va mijozlar ehtiyojlarini tezroq qondirishga xizmat qilmoqda. Shu bilan birga, raqamli transformatsiya bilan
bog‘liq kiberxavfsizlik, ma’lumotlar maxfiyligi va texnologik infratuzilmaning barqarorligi kabi muammolar ham mavjud.
Tadqiqot natijalari asosida tijorat banklari uchun taklif va tavsiyalar ishlab chiqilgan
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