O‘ZBEKISTON BANK-MOLIYA TIZIMIDA KREDIT RISKLARINI BOSHQARISH AMALIYOTINI TAKOMILLASHTIRISH VA UNING XUSUSIY SEKTOR RIVOJLANISHIGA TA’SIRI
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https://doi.org/10.5281/zenodo.17577094##semicolon##
tijorat banklari, kredit riski, risklarni boshqarish, Basel standartlari, xalqaro tajriba##article.abstract##
Maqolada tijorat banklarida kredit risklarini boshqarishning xorijiy tajribalari va ularni O‘zbekiston bank
amaliyotiga tatbiq etish imkoniyatlari o‘rganilgan. Xususan, rivojlangan davlatlarda qo‘llanilayotgan kredit risklarini
baholash, diversifikatsiya, sug‘urta va kredit skoring tizimlari tahlil qilingan. Basel qo‘mitasi standartlari asosida risklarni
kamaytirishning zamonaviy mexanizmlari o‘zbek banklari uchun amaliy ahamiyati bilan yoritilgan. Shuningdek, kredit
portfelini raqamli monitoring qilish, prudensial me’yorlardan foydalanish va xalqaro tajribalarni milliy sharoitga moslashtirish
bo‘yicha takliflar ishlab chiqilgan. Natijalar kredit risklarini samarali boshqarishga xizmat qiladi
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