STATISTICAL ANALYSIS OF FACTORS AFFECTING CREDIT INTEREST RATES IN COMMERCIAL BANKS
##semicolon##
https://doi.org/10.5281/zenodo.18133204##semicolon##
commercial banks, credit interest rate, inflation, regression analysis, policy rate, statistical analysis.##article.abstract##
This article analyzes internal and external factors affecting credit interest rates in commercial banks. It also
examines the application of statistical methods in determining interest rates and presents practical results based on the
case of Uzbekistan.
##submission.citations##
1. Central Bank of the Republic of Uzbekistan data – www.cbu.uz
2. Gujarati, D. Basic Econometrics. New York: McGraw-Hill, 2021.
3. Abdurakhmonov, Q. Fundamentals of Banking. Tashkent: Iqtisodiyot, 2020.
4. Stiglitz J.E., Weiss A. Credit Rationing in Markets with Imperfect Information. American Economic Review, 1981.
5. Keynes J.M. The General Theory of Employment, Interest and Money. London: Macmillan, 1936.
6. Mishkin F.S. The Economics of Money, Banking and Financial Markets. New York: Pearson, 2019.
7. Berger A.N., Udell G.F. Relationship Lending and Lines of Credit in Small Firm Finance. Journal of Business, 1995.
8. Berger A.N., Mester L.J. Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions.
Journal of Banking & Finance, 1997.
9. Allen F., Gale D. Comparing Financial Systems. Cambridge: MIT Press, 2000.
10. Vives X. Competition and Stability in Banking. Oxford Review of Economic Policy, 2016.
11. Molyneux P., Thornton J. Determinants of European Bank Interest Margins. Journal of Banking & Finance, 1992.
##submission.downloads##
##submissions.published##
##submission.howToCite##
##issue.issue##
##section.section##
##submission.license##
##submission.copyrightStatement##
##submission.license.cc.by4.footer##