TIJORAT BANKLARI BARQARORLIGINI TA’MINLASHDA KAPITALNING ROLI
##semicolon##
https://doi.org/10.5281/zenodo.18411442##semicolon##
tijorat banki, bank kapitali, bank barqarorligi, kapital yetarliligi, bank risklari, Basel III, Z-score.##article.abstract##
Mazkur maqolada tijorat banklarining moliyaviy barqarorligini ta’minlashda bank kapitalining tutgan o‘rni
hamda uning iqtisodiy mohiyati ilmiy jihatdan tadqiq etilgan. Tadqiqot jarayonida O‘zbekiston bank tizimi misolida 2021—
2024-yillar davomida banklarning kapital yetarliligi (CAR), aktivlar rentabelligi (ROA) va moliyaviy barqarorlikni baholovchi
Z-score ko‘rsatkichlari tahlil qilindi. Basel III xalqaro standartlarining joriy etilishi bank kapitalining sifati va barqarorlikka
ta’siri yoritib berildi. O‘tkazilgan empirik tahlillar natijasida bank kapitali hajmi hamda barqarorlik indeksi o‘rtasida ijobiy
korrelyatsion bog‘liqlik mavjudligi aniqlandi. Xulosa qismida bank kapitalini riskka yo‘naltirilgan boshqarish mexanizmlarini
takomillashtirish bo‘yicha ilmiy-amaliy takliflar ishlab chiqildi.
##submission.citations##
1. Basel Committee on Banking Supervision (2024). Basel Committee on Banking Supervision. BIS [Preprint].
2. Garcia-Feijoo, L., Siegel, L. B. and Kohn, T. R. (2020). Robert C. Merton and the Science of Finance: A Collection.
SSRN Electronic Journal [Preprint]. Available at: https://doi.org/10.2139/ssrn.3669008.
3. Juselius, M., Marques, A. P. and Tarashev, N. (2025). Banks’ regulatory risk tolerance. BIS [Preprint].
4. Mishkin, F. S. (2022). The economics of money, banking, and financial markets. Thirteenth edition. Hoboken, NJ:
Pearson.
5. Statistik byulleten (2021). O‘zbekiston Respublikasi Markaziy banki. Available at: https://cbu.uz/uz/statistics/
buleten/594513/.
6. Statistik byulleten (2023). O‘zbekiston Respublikasi Markaziy banki. Available at: https://cbu.uz/uz/statistics/
buleten/1589794/.
7. Statistik byulleten (2024). O‘zbekiston Respublikasi Markaziy banki. Available at: https://cbu.uz/uz/statistics/
buleten/2156647/.
8. Xudayberganova, Z. (2025). Features of Strengthening Financial Stability and Capitalization of Banks in Uzbekistan.
##submission.downloads##
##submissions.published##
##submission.howToCite##
##issue.issue##
##section.section##
##submission.license##
##submission.copyrightStatement##
##submission.license.cc.by4.footer##