KORPORATIV BANK XIZMATLARIGA INNOVATSION TEXNOLOGIYALAR HAMDA ZAMONAVIY BIZNES MODELLARNI JORIY ETISHNING STRATEGIK YO‘NALISHLARI
##plugins.pubIds.doi.readerDisplayName##:
https://doi.org/10.5281/zenodo.19784491##article.subject##:
korporativ bank, innovatsion texnologiyalar, FinTech, sun’iy intellekt, katta ma’lumotlar, blokcheyn, open banking, biznes-modellar, raqamli transformatsiya, bank tizimi##article.abstract##
Mazkur maqolada korporativ bank xizmatlariga innovatsion texnologiyalar hamda
zamonaviy biznes-modellarni joriy etishning strategik yo‘nalishlari tahlil qilingan. Tadqiqot davomida raqamli
transformatsiya jarayonining bank sektoriga ta’siri, xususan, sun’iy intellekt, katta ma’lumotlar, blokcheyn va
bulutli texnologiyalarning qo‘llanilishi o‘rganildi. Shuningdek, open banking va platformaviy biznes-modellar
asosida bank xizmatlarini rivojlantirishning muhim jihatlari yoritildi. Tadqiqot natijalari innovatsion texnologiyalar
bank operatsiyalarining samaradorligini oshirish, risklarni boshqarishni takomillashtirish va mijozlarga xizmat
ko‘rsatish sifatini yaxshilashda muhim ahamiyatga ega ekanligini ko‘rsatdi. Shu bilan birga, kiberxavfsizlik,
normativ-huquqiy talablar va investitsiya ehtiyojlari kabi masalalar ham tahlil qilindi. Maqolada bank tizimining
barqaror rivojlanishini ta’minlash uchun kompleks yondashuv zarurligi asoslab berilgan.
Библиографические ссылки
1. Gomber, P., Koch, J.A., & Siering, M. (2017). Digital finance and FinTech: Current research and future
research directions. Journal of Business Economics, 87(5), 537–580. https://doi.org/10.1007/s11573-017-
0852-x
2. Arner, D.W., Barberis, J., & Buckley, R.P. (2016). The evolution of FinTech: A new post-crisis paradigm.
Georgetown Journal of International Law, 47(4), 1271–1319.
3. Philippon, T. (2016). The FinTech opportunity. National Bureau of Economic Research Working Paper,
No. 22476. https://doi.org/10.3386/w22476
4. Vives, X. (2019). Digital disruption in banking. Annual Review of Financial Economics, 11, 243–272.
https://doi.org/10.1146/annurev-financial-100719-120854
5. Zetzsche, D.A., Buckley, R.P., Arner, D.W., & Barberis, J.N. (2018). From FinTech to TechFin: The
regulatory challenges of data-driven finance. New York University Journal of Law and Business, 14(2), 393–
446.
6. OECD. (2020). Digital disruption in banking and its impact on competition. OECD Publishing. https://
doi.org/10.1787/5e5b0f0f-en
7. World Bank. (2022). Digital financial services. World Bank Group. https://www.worldbank.org
8. Deloitte. (2021). Digital transformation in banking: Opportunities and challenges. Deloitte Insights.
9. McKinsey & Company. (2020). Global banking annual review: The last pit stop? Time for bold late-cycle
moves. McKinsey Global Institute.
10. Accenture. (2019). Banking technology vision 2019: Top 10 trends shaping the future of banking.
Accenture Report.
Загрузки
##submissions.published##
Как цитировать
##issue.issue##
##section.section##
Лицензия
Copyright (c) 2026 YASHIL IQTISODIYOT VA TARAQQIYOT
Это произведение доступно по лицензии Creative Commons «Attribution» («Атрибуция») 4.0 Всемирная.