Kredit portfeli risklarini diversifikatsiya qilish strategiyalari
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https://doi.org/10.5281/zenodo.15654442##article.subject##:
kredit risklari, portfel diversifikatsiyasi, sektorlararo taqsimot, tijorat banklari, kredit strategiyasi, moliyaviy barqarorlik.##article.abstract##
Mazkur maqolada tijorat banklari faoliyatida kredit portfeli risklarini diversifikatsiya qilish strategiyalari tahlil
qilinadi. Kredit portfeli tarkibini sektorlar, mintaqalar, valyutalar va qarzdor segmentlari bo‘yicha diversifikatsiya qilish
orqali moliyaviy barqarorlikni ta’minlash mexanizmlari o‘rganilgan. Shuningdek, rivojlangan davlatlar bank amaliyotidagi
ilg‘or yondashuvlar tahlil qilinib, ularning O‘zbekiston tajribasi bilan solishtirma bahosi berilgan. Tadqiqot natijalari asosida
kredit risklarini kamaytirishga qaratilgan tavsiyalar ishlab chiqilgan.
Библиографические ссылки
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Jahn, N., Memmel, C. va Pfingsten, A. (2013). Banks’ concentration versus diversification in the loan portfolio: New
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