“YASHIL” BANKLARDA KREDIT RISKLARINI BOSHQARISHNING XALQARO TAJRIBASI
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https://doi.org/10.5281/zenodo.18171601##article.subject##:
yashil banklar, kredit riski, ESG, yashil moliyalashtirish, riskni kamaytirish, Basel III, moliyaviy barqarorlik, yashil kreditlar, ekologik jihatdan qulay investitsiyalar##article.abstract##
Barqaror iqtisodiyotga o‘tish sharoitida yashil banklar ekologik jihatdan xavfsiz loyihalarni moliyalashtirishda
muhim rol o‘ynaydi. Bunday moliyaviy institutlar faoliyatida ustuvor vazifalardan biri atrof-muhit omillarini hisobga olgan
holda kredit risklarini samarali boshqarishni ta’minlashdan iborat. Mazkur maqolada yashil banklarda kredit risklarini
boshqarish bo‘yicha xalqaro tajriba, xususan, ESG mezonlaridan foydalanish, iqlimiy stress-testlarni joriy etish hamda
barqaror kreditlash strategiyalarini qo‘llash masalalari tahlil qilinadi. Shuningdek, rivojlangan yashil moliyaviy infratuzilmaga
ega mamlakatlarda amalda bo‘lgan tartibga soluvchi talablar va ilg‘or amaliyotlarga alohida e’tibor qaratiladi
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