IQTISODIY RIVOJLANISHDA INNOVATSIYALARNING NAZARIY ASOSLARI VA AHAMIYATI
##semicolon##
https://doi.org/10.5281/zenodo.18411281##semicolon##
iqtisodiy rivojlanish, raqamli texnologiyalar, raqobatbardoshlik, bank sektori, masofadan bank xizmatlari, samaradorlik##article.abstract##
Maqolada iqtisodiy rivojlanish jarayonida innovatsiyalarning tutgan o‘rni, ularning nazariy asoslari hamda
iqtisodiy o‘sishni ta’minlashdagi ahamiyati tadqiq etilgan. Innovatsiya tushunchasining mazmuni, uning turlari va
shakllari iqtisodiy nazariyalar doirasida tahlil qilingan. Shuningdek, innovatsiyalarni joriy etish orqali milliy iqtisodiyot
raqobatbardoshligini oshirish, ishlab chiqarish samaradorligini yuksaltirish va barqaror iqtisodiy o‘sishga erishish
masalalari yoritilgan. Maqolada innovatsion faoliyatni rivojlantirishga ta’sir etuvchi omillar hamda innovatsiyalarni qo‘llabquvvatlashning
iqtisodiy mexanizmlari ilmiy jihatdan asoslab berilgan
##submission.citations##
1. Central Bank of Uzbekistan. (2025). Paysystem statistics: Remote banking users (Jan–Oct 2025). Retrieved from
https://cbu.uz/en/statistics/paysistem
2. Freeman, C. (1987). Technology policy and economic performance: Lessons from Japan. Pinter.
3. Ismoilov, A., Karimov, S., & Tursunov, B. (2018). Innovation and economic growth in Uzbekistan. Journal of Economic
Studies, 5(2), 45–60.
4. Lundvall, B.-Å. (1992). National systems of innovation: Towards a theory of innovation and interactive learning. Pinter.
5. OECD. (2021). Innovation in the economy: Measuring the impact. Organisation for Economic Cooperation and
Development.
6. Porter, M. E. (1990). The competitive advantage of nations. Free Press.
7. Schumpeter, J. A. (1934). The theory of economic development. Harvard University Press.
8. Solow, R. M. (1957). Technical change and the aggregate production function. The Review of Economics and Statistics,
39(3), 312–320.
9. The Central Asia Monitor. (2025). Bank digital users statistics in Uzbekistan. Retrieved from https://thecentral.asia/
uz/1754
10. UPL. (2025). Uzbekistan banking sector assets growth. Retrieved from https://upl.uz/uz/economy/56469-news.html
11. UzDaily. (2025). Uzbekistan banking sector problem loans share reduction. Retrieved from https://www.uzdaily.uz/uz/
ozbekiston-bank-sektorida-muammoli-kreditlar-ulushi-42-gacha-kamaydi/?
12. World Bank. (2022). Global innovation index 2022: Measuring innovation performance. World Bank Publications
##submission.downloads##
##submissions.published##
##submission.howToCite##
##issue.issue##
##section.section##
##submission.license##
##submission.copyrightStatement##
##submission.license.cc.by4.footer##