SUG‘URTA KOMPANIYALARIDA AXBOROT TIZIMLARIDAN FOYDALANISH SAMARADORLIGINI OSHIRISH ORQALI MOLIYAVIY BARQARORLIKKA ERISHISH YO‘NALISHLARI
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https://doi.org/10.5281/zenodo.19344703##article.subject##:
sug‘urta texnologiyalari, axborot infratuzilmasi, kompaniya barqarorligi, raqamli boshqaruv, risklarni raqamli baholash, aktuar tizimlar, ma’lumotlar xavfsizligi, elektron sug‘urta, avtomatlashtirish, moliyaviy barqarorlik indikatorlari, raqamli innovatsiyalar, sug‘urta faoliyatini optimallashtirish##article.abstract##
Ushbu maqolada sug‘urta kompaniyalarida axborot tizimlaridan foydalanish jarayonlari hamda ularning
moliyaviy barqarorlikka ta’siri kompleks tarzda tahlil qilinadi. Tadqiqot doirasida raqamli texnologiyalarning risklarni
baholash sifati, operatsion jarayonlarni optimallashtirish, ma’lumotlar ishonchliligini oshirish hamda firibgarlik holatlarini
kamaytirishga qo‘shadigan hissasi ilmiy asosda yoritilgan. Shuningdek, O‘zbekiston sug‘urta bozorining raqamlashtirish
darajasi xalqaro tajriba bilan qiyosiy tahlil qilinib, barqaror rivojlanishni ta’minlashga qaratilgan amaliy taklif va tavsiyalar
ishlab chiqilgan.
Библиографические ссылки
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Review, 7(2), 45–56.
3. IAIS — International Association of Insurance Supervisors. (2023). Global Insurance Market Report. Basel: IAIS
Publications.
4. Karimov, A. (2023). Raqamli texnologiyalar va sug‘urta bozorida moliyaviy barqarorlik omillari. Journal of Digital
Economics, 5(1), 67–81.
5. Kim, S., & Lee, J. (2022). Efficiency of information systems in modern insurance operations. Asian Journal of Insurance
Studies, 9(4), 201–219.
6. OECD. (2022). Digitalisation and innovation in the insurance industry. Paris: OECD Publishing.
7. Smith, R. T. (2020). Data analytics and fraud detection models in insurance. Insurance Technology Journal, 11(2),
88–103.
8. UNDP — United Nations Development Programme. (2023). Digital financial services and inclusive insurance
development. UNDP Report.
9. World Bank. (2022). Digital financial infrastructure and risk management in emerging markets. Washington, DC: World
Bank Group.
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