KREDIT RESURSLARINING HUDUDIY IQTISODIY SAMARADORLIGINI OSHIRISHDA MOLIYAVIY SAVODXONLIKNING INSTITUTSIONAL ROLI
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https://doi.org/10.5281/zenodo.20273995##article.subject##:
kredit resurslari, moliyaviy savodxonlik, hududiy iqtisodiyot, kredit samaradorligi, kredit madaniyati, kichik biznes, bandlik, Namangan viloyati, moliyaviy inklyuziya, muammoli kreditlar##article.abstract##
Ushbu maqolada kredit resurslarining hududiy iqtisodiy samaradorligini oshirishda moliyaviy savodxonlikning
institutsional roli Namangan viloyati misolida ilmiy-nazariy va amaliy jihatdan tahlil qilingan. Tadqiqotda kredit resurslari
hududiy iqtisodiy o‘sish, kichik biznesni rivojlantirish, bandlikni kengaytirish hamda aholi daromadlarini oshirishning
muhim moliyaviy vositasi sifatida baholangan. Shu bilan birga, kredit hajmining ortishi o‘z-o‘zidan iqtisodiy samaradorlikni
ta’minlamasligi, uning natijadorligi qarz oluvchilarning moliyaviy savodxonligi, kredit shartlarini tushunish darajasi, biznesreja
sifati, to‘lov intizomi va risklarni boshqarish ko‘nikmalariga bevosita bog‘liq ekani asoslab berilgan
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